Find what you needCtrlK
Free Explorer membership is open.Choose a path, save your progress, and use the private member library.
Create Free Account
Military-connected families are always welcome

WATCH · READ · LEARN

Credit education videos with useful next steps.

Watch original Choice Credit Education videos, then explore official government videos that add consumer stories, fraud prevention, and trusted agency guidance.

OFFICIAL CONSUMER EDUCATION

Videos from the FTC and CFPB

These external government resources expand the library beyond book promotion. Each item includes its official source page or transcript resource.

FEDERAL TRADE COMMISSION

Fraud Affects Every Community: Medicare Scams

A retired educator shares how a Medicare impersonation scam unfolded, followed by guidance from an FTC attorney. This adds a real-world fraud and personal-information protection lesson.

FEDERAL TRADE COMMISSION

What To Do If You Get a Robocall

An FTC attorney explains how to respond to illegal robocalls without giving scammers more information or encouraging additional calls.

External government resources

These videos are presented from official FTC and CFPB sources. Credit Dispute Education is not affiliated with, sponsored by, or endorsed by either agency. Availability and content are controlled by the source agency.

CHOICE CREDIT EDUCATION ORIGINALS

About the manual and our education-first approach

ORIGINAL EDUCATIONAL VIDEO

Choice Credit Education Dispute Manual 2026

An introduction to the manual's education-first approach to credit reports, documentation, consumer rights, and informed decision-making.

Read transcript

This video introduces the Choice Credit Education Dispute Manual 2026 as a practical educational resource. Readers learn to review credit information carefully, organize supporting documents, understand the dispute process, and use accurate information. The manual does not promise deletion or a particular credit outcome.

ORIGINAL EDUCATIONAL VIDEO

Choice Credit Education promotional short

A short overview of the book and its role in helping consumers build credit-report knowledge.

Read transcript

Credit is more than a score. The Choice Credit Education Dispute Manual helps readers understand reports, recognize possible inaccuracies, organize records, and approach consumer information responsibly. It provides education, not shortcuts or guarantees.

ORIGINAL EDUCATIONAL VIDEO

Book spotlight video

A reader-friendly spotlight on the manual and the importance of learning before acting.

Read transcript

This spotlight introduces the Choice Credit Education Dispute Manual and encourages readers to learn the process, verify their facts, use trustworthy federal resources, and take responsibility for completing and submitting their own documents.

Luma uses an AI-generated voice. Captions and a complete transcript are provided.

CREDIT DISPUTE EDUCATION · POWERED BY LUMA™

Welcome. I’m Luma.

I can help you understand credit reports, disputes, collections, identity theft, fraud, credit-law resources, and the Choice tools that fit your next step.

There are no dumb questions here.The only question that cannot create progress is the one you never ask.
Read Luma’s complete welcome

Welcome. I’m Luma. Every person arrives here with a thought. Every thought put into action creates Motion™. Through Critical Thinking, we can explore your thoughts without limiting your choices. Let’s create some Motion together!

Whether you’re getting started or deciding what comes next, I can explain what’s available, help you explore the Choice Credit Education Dispute Manual 2026 and other educational tools, guide you through a purchase, or create a membership pathway around your credit-education goals. You can ask me about credit reports, disputes, collections, identity theft, fraud, credit laws and cases, or Choice resources without embarrassment. There are no dumb questions here. The only question that cannot create progress is the one you never ask. I’ll help you think clearly, one step at a time, while every decision remains yours. Whenever you’re ready, tell me what brought you here.

Choose Hear Luma when you are ready.